Customer Journey

1. Discover

Browse available banking products, shortlist what fits your needs, and compare them side by side.

Search Category

Product details

Choose a product to get an offer.

2. Engage

Share your basic details so we can prepare your initial banking offers.

My Pre-Qualified Offers

Demo flow: load offers, accept one, confirm prefilled details, then submit to back-office queue.

Customer ID (optional)

No pre-qualified offer selected.

3. Quote

Set your preferred term and repayment/funding mode, then review your recommended banking offers.

Preferred term (months)

Preferred repayment/funding mode Monthly Quarterly Semi-Annual Annual

4. Apply

Complete your application details and required declarations before verification and review.

Profile and Contact

Prefix First Name Middle Name Last Name Date of Birth Gender Civil Status Nationality TIN Mobile Number Email Occupation Customer Segment Employer Name Annual Income (PHP) Monthly Obligations (PHP)

Current Residential Address (Required)

House/Lot/Unit Street Barangay City/Municipality Province ZIP Code

Permanent Residential Address (Required)

Same as current address House/Lot/Unit Street Barangay City/Municipality Province ZIP Code

Mailing Address (Optional)

House/Lot/Unit Street Barangay City/Municipality Province ZIP Code

Identity checks and confirmations

US person/tax resident declaration US TIN (if applicable) Has non-PH tax residency Other tax residency details Politically exposed person (PEP) Related/associated with PEP PEP details (if applicable) Main income source How this was earned Someone else will pay Third-party relationship (if applicable)

Authorized Signatories

Primary Signatory Name Primary Signatory Relationship Signing Authority Limit (PHP) Secondary Signatory Name Secondary Signatory Relationship Secondary Authority Limit (PHP)

I confirm all application and review details are complete and accurate.

5. Assess

Submit your verification details and complete compliance checks before funding and activation.

Government ID Type ID / Application Number Primary ID Upload

No front ID uploaded.

Secondary ID Upload (optional)

No back ID uploaded.

Liveness Result Watchlist Result

Notes

No verification result yet.

Product and Eligibility Review

Existing RCBC product relationship validated Product conversion / refinance scenario Conversion/refinance rationale (if applicable) Product terms and risks explained

Background Check

US person declaration PEP declaration Related to PEP declaration Third-party payer Third-party payer details Fraud / sanctions indicator

Credit and Operational Risk

Credit bureau inquiry completed Income documents validated Employment/business verification completed Debt-to-income ratio within threshold Delinquency history flagged Collateral / guarantor documents complete Disbursement/funding controls completed Cross-border risk review completed Additional review notes

Final Confirmations

Customer declaration signed Agent attestation completed

6. Pay

Confirm funding details to continue with account activation.

Amount (PHP)

Method

Simulate Result

No payment receipt yet.

7. Deliver

Review your final confirmation after payment is completed.

No account confirmation yet.

Offer summary will appear after account confirmation.

Your RCBC Banking Journey

Our Offers